Bridal Shop & Wedding Retailer Insurance

Bridal Dress Shop & Wedding Retailer Insurance

Dress fitting in a bridal shop

What do we cover?

We provide specialist business insurance for retail shops who sell:

  • Bridal dresses, gowns and lingerie
  • Formalwear
  • Tiaras or wedding shoes

We cover:

  • Individual and multiple stores
  • Franchises
  • Boutique designers
  • In-house and independent seamstresses
  • Other stock such as prom dresses

How do I get quote?

Call 0121 550 2380 for a quick quote suited to your needs, or you can request a callback. We're open 9 am to 5 pm, Monday to Friday.

Why don't we give quotes online?

Our bridal shop and wedding retailer insurance is 100% bespoke. It's difficult for us to understand your exact requirements using an online form. That's why we require a brief call to ensure your quote precisely meets your needs.

How much does it cost to insure a bridal shop?

Can you insure a franchise?

Can you insure third party windows?

We build bespoke cover packages which can include:

  • Buildings - including: shops, retail units, third party window displays and home studios
  • Contents and stock - samples, dresses, accessories and stock held offsite by seamstresses
  • Stock in trust - storage of customer dresses
  • Business interruption - lost income following an insured event such as a fire
  • Public and products liability - third party bodily injury and third party property damage
  • Employers' liability - covers employees and volunteers
  • Professional indemnity - cover for professional mistakes
  • Commercial legal expenses - access to legal support
  • Exhibition cover - includes wedding fairs
  • New for old cover on stock - no deduction for wear and tear
  • Automatic 50% seasonal increases
  • PR Crisis Containment - reputational cover following an insured event
  • Business HR - virtual HR department

Case stories

How do I claim?

Call our team directly on 0121 550 2380 and we will guide you through our simple claims process.

Claims example - Our client operates as a high street retailer. Unfortunately, the shop front suffered damage overnight which needed to be dealt with to enable the shop to open as normal. We were able to reassure our client and provide the Hiscox claims contact details.

After a short exchange between our client and Hiscox a dedicated claims solicitor was appointed to successfully deal with the claim and enable the client to carry on focusing on their retail business.


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Why choose us?

Our team has more than thirty-five years of experience insuring bridal shops and wedding retailers.

Additional FAQs

What is retailer insurance?
Retailer insurance is a shop package policy designed to protect your assets and stock against damage. It also picks up claims against you from third parties and/or staff and volunteers under the liability sections of the policy. In addition, as the sale is a consultative sales process we can also cover the professional advice element of your business ensuring that you have peace of mind should the worst happen.

Download policy wordings

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