Wedding Car Hire & Reward Insurance
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The only insurer in the UK dedicated to
providing the widest insurance cover for
the wedding industry

Wedding Car and Chauffeur Insurance


We provide specialist insurance for wedding car hire and reward businesses. We cover a wide range of vehicles such as classic, vintage, modern, luxury, modified, prestige, kit, replica, ex military and performance. We insure fleets and drivers even in Northern Ireland. To get a quote, fill out our online form and our team will contact you promptly to discuss the right policy for you. Peruse our FAQs and Key Covers below.

Do wedding cars need to be licensed?

What insurance do I need for a wedding or prom car business?

How much is wedding car insurance?

Key Covers

  • Insure your wedding vehicle fleets - under one policy with one insurer and one broker
  • Agreed value (optional)
  • Limited and unlimited mileage options
  • Motor legal expenses - £100,000 indemnity limit and 24/7 helpline
  • Unlimited windscreen cover - £100 excess applies except in the event of a repair
  • Inability to drive due to ill health cover - for named drivers
  • Alternative transport arrangement - up to £2,000 if you are unable to drive from injury
  • Extended personal accident cover - motor: grants the unusually high limit of £30,000
  • Personal effects cover - up to £1,000
  • Personalised registration plate cover - up to £5,000
  • Breakdown
  • Public liability - we automatically give £5 million
  • Employers liability - includes self-employed drivers

Case Stories

Claims Procedure


In the event of a claim, call a member of our team directly on 0800 699 0659 or 0121 550 2380 and we will talk you through our simple claims process.


Claims Example

Animal strike - our client operates a wedding car business in a remote part of the country. Driving through a remote area whilst off-duty, the client was involved in an unavoidable crash with an animal. This led to our client being injured and the vehicle was left un-roadworthy. The client managed to contact us and due to the patchy mobile signal, we contacted the Hiscox claims team who appointed a dedicated claims solicitor to successfully deal with the claim. This included recovering the vehicle and passengers before getting them back on the road in a timely fashion.

Reviews

Read our client reviews on the following sites

We've Been Featured In

Download FREE Wedding Car Trade Tips

After two months interviewing our wedding car clients across the UK, we reveal ‘The Latest Collection of Wedding Car Trade Tips'. Fill out the form and we'll email you the tips FOR FREE.

Why Us?

Our team has more than twenty-five years of experience insuring wedding professionals.

Additional FAQs

Is it illegal to supply Champagne to my clients?
As insurers we are not in a position to comment, however, you may find the guidance you are looking for by speaking to your local licensing authority.

Download Policy Wordings

In order to view these Policy wordings, you will need Adobe Reader on your device (computer, tablet, phone). To save these documents, you can open them in Adobe Reader, and save them to your device.