Wedding and Event Planner Insurance
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The only insurer in the UK dedicated to
providing the widest insurance cover for
the wedding industry

Wedding and Event Planner Insurance

Challenges For Your Business

We are constantly studying the market to understand how continual changes are affecting wedding and event planners. Below we have listed our recent findings. Not only do we want to share our knowledge, the following pointers may also shape your bespoke insurance policy. Is there a challenge you think should be listed? Let us know when speaking to our team or on our social media profiles.

Brexit

If you are a destination planner specialising in Europe, you’ll need to consider what happens after Brexit.

Misclassification

Many planners who speak to us say that a lot of insurance companies out there misclassify their role of ‘on the day co-ordination’.

Inexperienced Competition

Wedding planning to a lot of people is very attractive. You get to create magic and joy. But hang on a second; this can be all fluffy to an untrained hopeful.

Over Expectant Brides

You know what we’re talking about here! Why should you have to suffer at the hands of a bride whose expectations have been grossly inflated most likely by watching a reality TV show or some sort of diva fest?

Key Covers

  • Buildings – including offices, units and home offices
  • Contents/stock - office equipment and promo materials
  • Business interruption - lost income following an insured event i.e. a fire
  • Public and products liability - third party bodily injury / third party property damage
  • Employment liability - cover for employees & volunteers
  • Professional indemnity - cover for professional mistakes
  • PR crisis - Reputational cover following an insured event - manages brands out of the story
  • Commercial legal expenses - access to legal support
  • Business HR - virtual HR department
  • 0% direct debit - Assists with cash flow
  • Cover for destination planners - must be domiciled in the UK

Case Stories

Claims Procedure


In the event of a claim, call a member of our team directly on 0800 699 0659 or 0121 550 2380 and we will talk you through our simple claims process.


Claims Example

Public liability - our client is a wedding planner who specialises in full cycle wedding and event planning including on the day co-ordination. Whilst attending the dress rehearsal two days before the wedding event the planner accidentally tripped over another supplier with a box of wedding accessories who subsequently injured themselves. As a result the injured third party pursued the client for damages. The Hiscox claims team were informed and a dedicated claims solicitor appointed to handle the claim in a timely fashion. As a result, the matter was brought to a successful close.

Testimonials

Maria Lynsey - Perfect insurance for my wedding planner business everything I needed thank you so much just brilliant x

Mary Jane Cushen - Competitive prices, friendly and helpful staff (especially Andy). They listen to what you need and offer advice. Have already recommended to others.

Dita Rosted - When searching online for an insurer for my events & wedding planning business, I didn’t quite find what I was looking for until I came across Wedding Insurance Group. The team are great to work with, I was able to go through all of my specific requirements with them on the phone and they then put together the right insurance for me to cover both my business and my event team. Couldn’t recommend them more!

Bridget Sneddon - We tried other companies but they thought that we were just a wedding planner. The Wedding Insurance Group understands our business and our needs which is why we went with them.

Natasha Corbin-Stewart - I've been using WIG for a few years now and I've been really pleased with the service I've received. I also appreciated them adding an additional company to my policy which was no hassle at all for them to do. I would highly recommend them to any one with a wedding business. Thank you

Illy Foster - I dealt with Andy and he helped me completely along the way. I am a wedding planner and needed some advice on what insurance was best. He gave me my quotations tailored to my requirements and was on hand for any questions. Cannot recommend this company highly enough, thank you so much!

Why Us?

Our team has more than twenty-five years of experience insuring wedding professionals

FAQs

What is Wedding & Event Planning Insurance?
As the expert representing your clients’ interests you have a professional duty to ensure that you deliver what has been agreed in your contract. Without doubt your passion, knowledge and experience is what won you the business in the first place but things can and do go wrong. To this end, wedding & event planning insurance is designed to protect you from claims arising from a professional mistake, loss or damage to your business assets as well as claims arising from your liability exposures.

Download Policy Wordings

In order to view these Policy wordings, you will need Adobe Reader on your device (computer, tablet, phone). To save these documents, you can open them in Adobe Reader, and save them to your device.