Wedding couple insurance
Protect your big day from the unexpected, from the first deposit to the last dance.
What is wedding couple insurance?
Wedding couple insurance gives you financial protection if something goes wrong before or on your wedding day. From unexpected cancellations to supplier failure, it covers the things that could otherwise leave you significantly out of pocket.
We’re working with with Wedinsure, a multi-award-winning wedding insurance specialist with over 10 years of experience protecting weddings across the UK and abroad. With ten tiers of cover, Wedinsure makes it straightforward to find the right protection for your wedding, whatever shape or size it takes.
Why do you need wedding couple insurance?
Weddings involve significant financial commitments, often paid months or even years in advance. A supplier going out of business, an unexpected illness in the family, or severe weather forcing a last-minute change of plans can all put those payments at risk.
Most couples spend thousands of pounds on their wedding day. Without insurance, a forced cancellation or rescheduling could mean losing your deposits, venue fees and supplier payments with little or no recourse.
Wedinsure Wedding Insurance also covers deposits and payments paid to suppliers before the policy start date, (however you cannot make a claim for financial failure of suppliers until 30 days after the inception date), so money you’ve already paid isn’t left unprotected.
With policies starting from just £31, protecting your big day is one of the most straightforward decisions you’ll make in the planning process.
Wedding Couple insurance includes
Wedinsure’s flexible wedding couple insurance lets you choose the level of cover that suits your celebrations. Your policy can include:
- Wedding cancellation – Up to £100,000 if you need to cancel or reschedule
- Public liability cover for the couple – Up to £2m
- Supplier failure – Up to £50,000 if a wedding supplier goes out of business
- Weddings abroad – Covered at no extra cost
- Wedding photography and video – Cover for the loss or failure of your photos and footage
- Ceremonial attire – Protection for wedding outfits and accessories
- Wedding gifts and accessories – Cover for lost, stolen or damaged gifts
- Pre-policy deposits – Payments made before the policy start date are protected
- Optional Public Liability cover for wedding guests – Up to £5m
- Optional wedding marquee cover – Up to £75,000
- Optional ceremonial sword cover – Up to £20,000
Why choose Wedding Insurance Group?
We focus entirely on the wedding industry, so we understand what’s at stake when it comes to protecting your big day. Here’s why couples come to us:
Specialist wedding industry knowledge
We know the pressures that come with planning a wedding, and we only recommend partners that we trust.
A well-respected provider
Wedinsure has over 10 years of experience and has protected more than 100,000 weddings, so you’re in safe hands.
Cover built around your wedding
Ten tiers of cover and policies from just £31 mean there’s an option to suit every wedding, budget and celebration.
No nasty surprises
Wedinsure’s policies are straightforward and clearly laid out, so you know exactly what you’re covered for before you travel.
Help when you need it
If you’re not sure which policy type or level of cover is right for your trip, our team is on hand to talk it through. You’ll always speak to a real person.
Active in the industry
As members of the UK Wedding Association, we stay close to the challenges couples and wedding businesses face every day.
Frequently asked questions
The sooner the better, ideally as soon as you start paying deposits. Wedinsure covers payments made before the policy start date, so if you haven’t taken out a policy yet, it’s not too late to protect what you’ve already spent.
Wedinsure Wedding Insurance can be purchased a maximum of 30 months before the wedding date and must be purchased at least 1 month before the wedding date.
Yes, you are covered for one ceremony and one reception, providing the date of your reception is within 31 days of the date of your ceremony.
Yes, Wedinsure's policy covers ceremonies and receptions taking place in the United Kingdom and abroad. When you purchase the policy, you will be able to select from the countries available in the drop-down list. Wedinsure are also the only wedding insurance provider in the UK to offer a specialist Overseas Wedding Extension that provides additional protection for travel related risks associated with weddings abroad including: missed departure, abandonment and strikes. Please see our policy terms and conditions and conditions for further information on what is and is not covered.
The policy can be taken out by the happy couple, or by anyone with a proven financial contribution to the wedding, such as a parent or family member. This makes it easier to ensure the day is protected, regardless of who’s contributing to the costs. Please note the policy must be in the names of the prospective marriage or civil partners as they will be the policyholders.
Supplier failure can be covered up to £50,000. If a venue, caterer, florist or other wedding supplier ceases trading before your big day, Wedinsure will cover the financial loss, giving you the best chance of finding an alternative without bearing the full cost yourself.
Protect your wedding daywith Wedinsure
Your wedding deserves proper protection from start to finish. Head over to our recommended provider, Wedinsure Wedding Insurance, to explore your cover options and get a quote in minutes.
