Event and mobile catering insurance
Specialist cover for caterers, mobile kitchens and event vehicles.
What is event and mobile catering insurance?
Catering at weddings and private events means working in different locations, often under pressure, with expensive equipment that must perform every time. Your mobile kitchen, vehicle, stock and staff are all exposed to risks that standard business insurance wasn’t built to cover.
Event and mobile catering insurance is specialist cover designed around the way you work. Whether you’re a chef running a mobile kitchen, a catering team serving corporate events, or operating something more niche like a horsebox bar or a converted taxi, we’ll build a policy that protects your equipment, vehicles, people and livelihood, so you can get on with delivering the service your clients are paying for.
Why do you need event and mobile catering insurance?
Every event you cater for brings its own set of risks. Your equipment can break down, your vehicles can get damaged, and accidents can happen on-site.
When something goes wrong at a wedding or private event, the pressure to put it right quickly is huge. A damaged vehicle could mean missing an event. A claim from an injured guest could run into thousands.
Without the right cover, a single incident has the potential to put your business at serious risk.
The insurance we arrange for mobile caterers and event catering businesses takes into account the environments you work in, the equipment you rely on and the clients you serve. It allows you to choose cover that reflects the real risks your business faces, so you’re properly protected for the work you do.
What our event and mobile catering insurance includes
At Wedding Insurance Group, our team has been insuring businesses for more than 40 years. We arrange cover tailored to your stock, setup and services. Your event and mobile catering insurance policy can include:
- Buildings – including commercial kitchens, offices, mobile units and trailers
- Contents and stock – kitchen equipment, accessories, food and drink
- Business interruption – covers lost income if an insured event, such as a fire or flood, stops you from trading
- Public and products liability – covers bodily injury and third-party property damage, including claims for sickness or food poisoning
- Employers’ liability – cover for your employees and volunteers
- Professional indemnity – protection if a client suffers a loss due to a professional mistake
- PR crisis containment – reputational support following an incident
- Loss of licence – financial protection if the authorities suspend or revoke a licence you need to trade
- Commercial legal expenses – access to legal advice and support when you need it
Why choose Wedding Insurance Group?
Mobile catering is a demanding business. You need insurance from people who understand the risks that come with it.
Here’s what you get when you work with us:
Specialist knowledge
With more than 40 years combined experience in the commercial insurance industry, we understand the pressures you face and build cover to match.
Tailored policies
Every policy is put together around your business, your vehicles and the specific risks that come with the events you supply.
Cover for all types of catering operations
From chefs and service teams to food trucks and converted vehicles, we can arrange the right level of protection for how you work.
Direct access to our team
When you call, you’ll always speak to someone who knows your policy and your business.
Claims support when it matters
If you need to make a claim, we’ll guide you through the process to take the pressure off.
Competitive pricing
We work with leading insurers to get you comprehensive cover at a price that reflects your level of risk.
Frequently asked questions
No. We cover professional caterers working across all types of events, including weddings, birthdays, anniversaries and corporate. If you cater at private events of any kind, we can arrange cover for you.
Yes. We cover a wide range of mobile catering setups, including horsebox bars, modified taxis and other custom vehicles, as well as more traditional catering vans and trailers. If you’re not sure whether your vehicle qualifies, give us a call, and we’ll talk it through.
If your business needs a licence to trade, such as a food hygiene licence or a premises licence, loss of licence cover protects your income if that licence is suspended due to circumstances beyond your control. For most mobile caterers, trading without the relevant licences isn’t an option, so this is a worthwhile addition to your policy.
The cost depends on factors including the size of your operation, the vehicles and equipment you use, the number of staff you employ and the events you work at. Because we build every policy around your specific business, the best way to find out what you’d pay is to give us a call to get a tailored quote.
That depends on the specifics of your policy, and it’s worth discussing when we put your cover together. Let us know about the scenarios that concern you most, so we can make sure the cover we arrange for you addresses the risks that are most relevant to your business.
Download policy wordings
Policy taken out or last renewed between (both dates incl)
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Protect your catering business today
You’ve built your reputation on delivering great food and great service, whatever the occasion. Make sure your business is just as well looked after. Get in touch with our friendly team for a bespoke insurance quote that covers everything you need.
