Cake maker insurance
Bespoke business insurance for wedding and event cake makers, wherever you work from.
What is cake maker insurance?
Running a cake business calls for precision and reliability at every stage. From managing client expectations to working with specialist equipment and delivering creations that need to arrive in perfect condition, the demands on your business are considerable.
Cake maker insurance is specialist business cover built around the specific risks you face. Whether you work from home, a shared kitchen or your own shop or bakery, we’ll put together a policy that covers your equipment, stock, professional liability and reputation, so you can focus on what you do best without worrying about what could go wrong.
Why do you need cake maker insurance?
Most cake makers go through their entire career without making a claim. But the nature of your work means that if something should go wrong, it could have a disproportionate impact on your business.
Equipment failure, accidental damage to a finished cake or a client dispute can all carry real financial and reputational consequences if you’re not properly covered.
Having the right insurance in place, which covers you for the risks that are relevant to your work, means you have a clear, straightforward way to deal with those situations should they arise.
What our cake maker insurance includes
At Wedding Insurance Group, our team has arranged insurance for small, creative businesses for more than 40 years. We arrange cover tailored to your stock, setup and services. Your cake maker insurance policy can include:
- Public and products liability – covers bodily injury and third-party property damage
- Employers’ liability – cover for your employees and volunteers
- Buildings – including home kitchens, commercial kitchens, offices, garden kitchen units and and mobile trailers
- Contents and stock – kitchen equipment, accessories, food and drink
- Business interruption – covers lost income if an insured event, such as a fire or flood, prevents you from trading
- Professional indemnity – protection if a client suffers a loss due to a professional mistake
- PR crisis containment – reputational support following an incident
- Commercial legal expenses – access to legal advice and support when you need it
Why choose Wedding Insurance Group?
When your livelihood depends on delivering something special, you need insurance from people who understand the pressures that come with the job. Here’s what you get when you work with us:
Specialist knowledge
With more than 40 years in the commercial insurance industry, we understand what cake makers like you need from their cover, and we build policies to match.
Tailored policies
There are no off-the-shelf products here. We put your cover together around your business, your setup and the risks specific to your work.
Cover wherever you work
Whether you bake from home, rent a shared kitchen or run your own cake shop, we can arrange the right level of protection.
Direct access to our team
When you call, you’ll speak to someone who knows your policy and your business.
Claims support when it matters
If you need to make a claim, we’ll guide you through the process to reduce the stress.
Competitive pricing
We work with leading insurers to get you comprehensive cover at a price that reflects your level of risk, so you won’t pay for things you don’t need.
Frequently asked questions
Yes. Many of our cake maker clients operate from home, and our policies are designed to work for sole traders and small businesses just as well as they do for larger operations. We’ll build your cover around your business. You must tell your household insurer if you run a cake making business from your home. Failing to inform them can result in your policy being invalidated.
No. We cover professional cake makers working across all types of private events, including birthdays, anniversaries and corporate functions, as well as weddings.
The cost depends on several factors, including the size of your business, where you work from, the equipment you use and the level of cover you need. Because every policy is built specifically for you, the best way to find out what you’d pay is to get a quote.
Get in touch with us as soon as possible. We’ll talk you through the next steps and help you understand what your policy covers. We know how stressful these situations can be, and we’ll do what we can to take the pressure off.
Absolutely. If you take on staff, move to a new kitchen or expand into event catering, your insurance needs will change. We can adapt your policy to keep pace with your business. Just give us a call, and we’ll sort it out.
Download policy wordings
Wordings for cake makers working from a shop
Wordings for cake makers working from private premises
You require PDF viewing software such as Adobe Reader to view our policy wordings. Once you’ve installed your software, use the button below and select the download icon when viewing our PDF.
Get your cake maker insurance today
Your cakes are made with care, precision and no small amount of talent. Your insurance should be no different. Get in touch with our friendly team for a tailored quote that fits your business and your budget.
