Photo booth insurance
Specialist insurance cover for your photo booth, mirrors, props and event liabilities.
What is photo booth insurance?
Photo booth businesses come in all shapes and sizes, from traditional enclosed booths to magic mirrors, converted VW Campers and everything in between. The risks you face are specific to how you operate, so your insurance needs to reflect that.
Our photo booth insurance is built around how your business works. We’ll cover your equipment at an agreed replacement value, protect you against third-party claims and make sure you have the right liability cover in place wherever you’re working.
Whether you operate a single photo booth at weekends or run a full fleet of mobile photo booth vehicles, we’ll put together a policy that protects what matters.
Why do you need photo booth insurance?
Every wedding or event brings its own risks. Your equipment is expensive, it travels to different venues, and it’s set up in spaces full of guests. An accident, a piece of damaged kit or a claim from an injured guest could leave you exposed.
There’s also a legal dimension. If you work with staff, volunteers or helpers, even occasionally, you’re legally required to hold Employers’ Liability Insurance. Many venues now ask to see proof of Public Liability Insurance before they confirm a booking.
Getting the right cover in place means you can take on bookings with confidence. If something does go wrong, you’ll have the support you need to deal with it without it threatening everything you’ve built.
What we cover
At Wedding Insurance Group, we have vast experience in arranging bespoke cover for photo booth businesses. Depending on your needs, your policy can include:
- Buildings – cover for home offices and retail premises
- Contents and stock – protection for equipment, accessories and props
- Technical equipment cover – cameras, lenses, laptops and other equipment, covered at replacement value
- Business interruption – lost income following an insured event such as a fire
- Public and products liability – covers bodily injury and third-party property damage
- Employers’ liability – protection for your employees and volunteers
- Professional indemnity – cover if a professional mistake leads to a claim
- PR crisis containment – reputational cover following an incident
- Commercial legal expenses – access to legal support when you need it
- Business HR – a virtual HR department to help you manage your people
Why choose Wedding Insurance Group?
We help protect the businesses and professionals who make weddings and events special.
The benefits of getting your photo booth insurance through us include:
Specialist wedding and event industry knowledge
We only work with wedding and event businesses. That means we understand the pressures of event work and build cover that reflects the realities of your trade.
Bespoke policies
We take the time to understand your business, your kit, how you operate and where you work, and build cover around them all.
Mobile and conventional booth cover
We insure all types of photo booth businesses, including converted vehicles. If you need motor cover included in your package, we can arrange it.
Direct access to your broker
When you call, you’ll always speak to someone who knows your policy and your business.
Claims support
If you need to make a claim, we’ll guide you through the process to reduce your stress.
Active industry involvement
As members of the UK Wedding Association, we stay connected to the challenges facing wedding and event businesses and share insights to help yours grow.
Frequently asked questions
We insure a wide range of photo booth operators, including conventional booths, magic selfie mirrors, mobile booths such as converted VW Campers, and prop and accessory hire. If your setup doesn’t fit neatly into one of those categories, get in touch. Chances are, we can still help.
Yes, if you engage staff, volunteers or helpers in your business, even on an informal or occasional basis, you’re legally required to hold Employers’ Liability Insurance. It protects you against claims from people who are injured or fall ill as a result of working for you.
Yes. We build your policy around how you operate, which includes working at external venues. If you run a mobile booth from a converted vehicle and need motor cover as part of your package, we can arrange that, too.
Technical equipment cover protects your cameras, lenses, laptops and other equipment against loss, theft or damage. We cover your kit at its replacement value, so if something goes wrong, you’re not left paying the difference between the settlement and what it actually costs to replace.
Yes. Public Liability Insurance is included as standard in our photo booth policies, and we can provide documentation quickly once your cover is in place. It’s one of the most common requirements venues put on suppliers, and it’s a straightforward part of what we arrange for you.
Download policy wordings
Policy taken out or last renewed between (both dates incl)
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Protect your photo booth business
Your photo booth works hard at every event. We’ll help ensure it’s properly protected. Get in touch with our friendly team today, and we’ll put together cover that fits your business.
